Tuesday, April 7, 2009

How to Beat the Cost Living

How to beat the High Cost of Living
From the book: Who say's you can't?

The prices of commodities and services have all gone up and are going up. Married couple with average income must know some practical reminders on how to tighten thier budget and still carry on the heavy burdens of daily living with a smile.

1. Prefer necessities to luxuries. Make food first priority, not jewelry or clothes.


2. Ride in jeepney or bus instead of taxi. Walk if its possible, instead of taking a ride, after all walking is a healtful exercise, a good physical investment. If you have a car, save extra few pesos a month of riding in a public transport every other day.

3. Stop being fashion- consious these days. Reduce the desire and habit of buying new clothes regularly.

4.Eat in the office canteen or in less expensive restaurant or bring "baon" to the office.

5. Have your children study in less expensive schools or in public and state schools.

6. Plant vegestables and raise chickens in your backyard.

7. Reduce smoking, drinking and entertaining expenses.

8.Take a sideline to bost your income.

9. Indulge in self-improvement that would be lead to job promotions and salary increase.

10. Pray like a Psalmist: Lord give me neither beggary nor riches: give me only the necessities of life; and God give you abundantly.

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